+91 72075 31976 admin@skywingloans.com GSTIN: 36BIAPM4061J3Z8 Reg. No: SEA/MED/ALO/NR/0255044/2020

Loan Against Property

Unlock the hidden value in your property. Serving homeowners and business owners across Andhra Pradesh & Telangana with competitive rates, high LTV, and flexible repayment tenure up to 30 years.

8.55%
Interest Rate Starting
₹50 Cr
Max Loan Amount
30 Yrs
Max Tenure
48 Hrs
Disbursal Time

Why Take a Loan Against Property?

High Loan Amount

Get funding up to ₹50 Crore based on your property value and repayment capacity.

Flexible Tenure

Repay comfortably over 1 to 30 years with easy monthly instalments.

Competitive Rates

Interest rates starting from 8.55% p.a. — lower than personal loans and credit cards.

Any Purpose Use

Use for business expansion, education, medical, or any personal financial need.

Retain Property

Continue living in or using your property while the loan is active.

Loan Against Property EMI Calculator

Monthly EMI

₹0

Total Payable

₹0

Total Interest

₹0

Loan Against Property Eligibility Criteria

Age 21 to 50 years
Employment Salaried or Self-Employed
Min. Income ₹25,000/month (Salaried), ₹3 Lakh p.a. (Self)
CIBIL Score 650 and above
Property Type Residential, Commercial, Industrial, Apartment Flat, Open Land (with municipal single document latest registration limit), School, Hospital, Hotel, Restaurant, Bar, Lodges, Function Hall

Required Documents

Please select your property type below to see the specific document requirements tailored to your profile.

Documents needed for Residential Houses, Apartment Flats, Open Land, & Small Retail Property Loans

Eligible for all profiles: Salaried Professionals, Self-Employed individuals, and Cash Salary earners.

Salaried Professionals
  • PAN & Aadhaar
  • Last 3 months pay slips
  • Form 16 if available
  • Last 6 months bank statements
  • Office ID & Residence proof
Rental Income Note:
• Pure rental account credit: 100% accepted.
• Pure rental by cash: 50% accepted.
Self-Employed
  • PAN & Aadhaar
  • GST / Trade / Labour license
  • ITR last 3 years
  • 1 year bank statements
  • Business / registration proof
Rental Income Note:
• Pure rental account credit: 100% accepted.
• Pure rental by cash: 50% accepted.
Cash Salary
  • Salary certificate
  • One year bank statements
  • Office ID / PAN / Aadhaar
  • Residence proof
Rental Income Note:
• Pure rental account credit: 100% accepted.
• Pure rental by cash: 50% accepted.
Property Documents
  • Sale deed / Link documents
  • Approved building plan if applicable
  • Latest property tax / EC till date
  • Latest Gift Deed accepted
  • Single doc property accepted 13yr tax mandatory
Rental Income Note:
• Pure rental account credit: 100% accepted.
• Pure rental by cash: 50% accepted.
Documents needed for Commercial Buildings, Industrial Premises, Schools, Hospitals, Hotels, & Function Halls

Eligible for Business Owners / Self-Employed Profiles Only (Salaried / Cash Salary profiles are not applicable).

Business & Self-Employed Documents
  • PAN & Aadhaar of Promoters / Partners / Directors
  • GST Registration, Company PAN & Trade / Labour License
  • ITR last 3 years with CA-certified Audited Financial Reports, Balance Sheets & P&L Statements
  • Last 12 months Bank Statements (All Current Accounts & Cash Credit/Overdraft accounts)
  • Business Setup / Registration Proof (Partnership Deed, MOA/AOA, MSME Certificate, etc.)
Rental Income Note:
• Pure rental account credit: 100% accepted.
• Pure rental by cash: 50% accepted.
Commercial & Special Property Documents
  • Registered Sale Deed & Link Documents (Minimum 13 Years history)
  • Approved Building Plan & Layout Copy with municipal/government single document approvals
  • Latest Property Tax Receipt & EC (Encumbrance Certificate) till date
  • Specific operational business registrations or boards licenses (e.g. School board approvals, Hospital/Hotel registrations, Bar licenses, Lodges NOCs) if applicable
  • Latest Gift Deed accepted
  • Single doc property accepted 13yr tax mandatory
Rental Income Note:
• Pure rental account credit: 100% accepted.
• Pure rental by cash: 50% accepted.

Loan Against Property Application Form

Ready to Apply for Loan Against Property?

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